Ashish Gupta Chief Credit Officer Prosper Marketplace Ashish oversees all elements of Prosper’s credit strategy, including pricing, underwriting strategy, verification strategy, loss-forecasting, data science and credit risk aspects of new product development. Ashish joined Prosper in 2017. Before joining Prosper, he spent more than 10 years at Citi in senior credit risk strategy positions, spanning across new customer acquisition, portfolio management and model development. In his most recent role as the Director of Risk Management at Citi, Ashish managed loss forecasting, comprehensive capital analysis and review (CCAR) stress testing, and collections oversight functions for $43 Billion credit cards portfolio. Prior to Citi, Ashish worked at Fair Isaac (FICO) and led credit card fraud analytics for US and International Banks. Ashish has an MBA from the University of Chicago Booth School of Business, an MS from University of Wisconsin-Madison and a B.Tech. from Indian Institute of Technology (IIT) Delhi.
Credit
Vilash Poovala CoFounder/CEO Oyster Financial Inc #creditinnovation
Vilash Poovala CoFounder/CEO Oyster Financial Inc Vilash is based in Silicon Valley & is a serial entrepreneur and global FinTech expert with over 20 years of technology and product management. Oyster Financial is a digital Banking platform for freelancers and SMB’s, prior to Oyster, Vilash was the CPTO for Infinitec Solutions, a Business Banking Platform as a Service, based in Berlin. Prior to Infinitec, Vilash served as the CPTO for PayU with an EMEA focus and also ran Technology M&A focus for Naspers FinTech. In 2012, Vilash co-founded Clip and was the CTO for a mPOS product for LATAM and is now one of the top five FinTech companies in Latin America. In prior roles Vilash was the VP of Products for Consumer and Merchant Acceptance of Visa Checkout by Visa; Head of Products at PlaySpan (payments startup focused on payments aggregation for online checkout acceptance), acquired by Visa in 2011. He ran the early Product team for PayPal Debit card for Business, and PayPal Transactional and Buyer Credit to improve checkout conversion on and off eBay. Vilash has also served as the chief payments architect for PlayerScale(gaming monetization platform), acquired by Yahoo in May 2013.
David Blumberg Founder/Managing Partner Blumberg Capital #creditinnovation
David Blumberg Founder/Managing Partner Blumberg Capital, an early-stage venture capital fund based in San Francisco. David is an authority on early stage investing with David is the founder and managing partner of Blumberg Capital. David is an authority on early stage investing with decades of experience. He founded Blumberg Capital in the early 1990s and launched its first venture-backed fund in 2001. Prior to Blumberg Capital, David managed international investments with the Bronfman Family Office, Adler & Co, APAX Partners and at T. Rowe Price. He also launched business development for Check Point Software Technologies as one of its top four executives. David earned his A.B. in Government, cum laude, from Harvard College and his MBA from the Stanford Graduate School of Business and INSEAD. David speaks French and is proficient in Hebrew and Spanish. David serves on the boards of Apester, Credorax, Deep Instinct, DoubleVerify, EarnUp, EasKnock, FeeX, IntSights, Jassby, Lendio, SigOpt, SupplyPike, Roam, Trulioo and Wunder.
Credit Innovation panel #creditinnovation
DISCUSSION: David Blumberg Founder/Managing Partner Blumberg Capital; Rohit Bodas, Partner Propel Venture Partners; Vilash Poovala CoFounder/CEO Oyster Financial Inc; Ashish Gupta Chief Credit Officer Prosper Marketplace; Colleen McDonald, Commercial Lending and Financial Transactions Partner, Sheppard Mullin; MODERATOR: Mark Crager, Founder/Managing Partner Next Stage Partners