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Ashish Gupta Chief Credit Officer Prosper Marketplace Ashish oversees all elements of Prosper’s credit strategy, including pricing, underwriting strategy, verification strategy, loss-forecasting, data science and credit risk aspects of new product development. Ashish joined Prosper in 2017. Before joining Prosper, he spent more than 10 years at Citi in senior credit risk strategy positions, spanning across new customer acquisition, portfolio management and model development. In his most recent role as the Director of Risk Management at Citi, Ashish managed loss forecasting, comprehensive capital analysis and review (CCAR) stress testing, and collections oversight functions for $43 Billion credit cards portfolio. Prior to Citi, Ashish worked at Fair Isaac (FICO) and led credit card fraud analytics for US and International Banks. Ashish has an MBA from the University of Chicago Booth School of Business, an MS from University of Wisconsin-Madison and a B.Tech. from Indian Institute of Technology (IIT) Delhi.