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Karthik Sethuraman is the Co-Founder & CEO of SimplyCredit and is focused on radically simplifying everyday consumer finance products. Prior to founding SimplyCredit, Karthik was the Head of Analytic Solutions at Kaggle, where he brought cutting-edge machine-learning and data science solutions to Fortune 500 & Global 500 companies and outperformed industry standards by over 40%-300%. Previously, he was a Senior Director at FICO, where he developed underwriting and pricing algorithms for major banks and credit card issuers worldwide, generating over $200MM in additional profit and a billion dollars in revenue. He has Masters in Operations Research from UC Berkeley.