Ram Ahluwalia, Head Digital Assets Cross River

Ram leads the Digital Asset business at Cross River. Ram is the founder of PeerIQ – the leading risk analytics firm for FinTech lending.  Prior to founding PeerIQ, Ram was an investor in structured products and an SVP at Bank of America-Merrill Lynch where he was a leader on the Cards & Deposits executive management team. Previously, Ram served as a management consultant working with C-leaders at Fortune 50 consumer finance companies. Ram received a B.A. in Economics-Philosophy from Columbia University and is a CFA charterholder

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Raghu Yarlagadda, CoFounder/CEO FalconX

Raghu is the Co-founder and CEO of FalconX, one of the largest and fastest growing digital asset brokerages. He’s an engineer by background and passionate about building products that create value – leading him to become a serial entrepreneur, product leader, active investor, and board advisor to several Silicon Valley startups. Prior to FalconX, Raghu held product leadership roles in Google. He was on Sundar Pichai’s Chrome OS team and led efforts to scale Chromebooks to over $3 billion revenue for Google and its partners. He started his career at Motorola as an engineer in a team that pioneered high definition video transmission over IPstack, laying the technical foundation for many popular video streaming services such as Netflix and Youtube. Raghu holds an M.B.A. from Harvard Business School, M.S. from University of Texas at Dallas specializing in Signal Processing & Machine Learning, and B.Tech. from Vellore Institute of Technology.

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Ken Kruszka, Founder/CEO Snapcheck

Ken is a FinTech and Payments pioneer, who holds the distinction of being the first person to send $1 around the world by mobile transfer. In his career, Ken has launched: the first mobile remittances service in the US, the first global mobile bank account, the first neobank for immigrants in the US, and the first decoupled business payments smart switch.  Currently, Ken leads SnapCheck in revolutionizing business-to-business payments: eliminating $50 Billion in costs, removing $20 Billion in fraud. Previously, as co-founder and CEO of m-Via, Ken grew the company into an industry-recognized leader in mobile financial services and brought the company to cash-flow positive before leading m-Via through an acquisition by Boom Financial. Ken is a Founding Member of the Faster Payments Council, as well as a member of the Federal Reserve’s Business Payments Coalition and the FedNow Community.  Ken has been named a Top Innovator to Watch by Bank Innovation, a Top FinTech Innovator by Aspioneer, a Top 25 FinTech CEO by Technology Innovators, and a Leading Corporate Digital Transformation Innovator by Databird.

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Alexandre Lazarow, Global Venture Investor Cathay Innovation

Alexandre Lazarow is a global venture capitalist and the author of Out-Innovate: How Global Entrepreneurs – from Delhi to Detroit – Are Rewriting the Rules of Silicon Valley (Harvard Business Review Press). He has invested in startups including Chime, Kin, Neon, Sidecar Health, Facily, FinAccel, ZenBusiness, Kueski, Guiabolso, Zola, Rensource, Terminal, among others. He is a Partner with Cathay Innovation, a Paris-based firm that invests across Africa, Asia, Europe, and North America. Alex is also an adjunct professor specializing in social impact investment and entrepreneurship at the Middlebury Institute of International Studies at Monterey.

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