Ram Palaniappan CEO/Founder Earnin Ram is a financial tech entrepreneur whose mission is to create products that make money work better for everyone. At his first company, Ram began helping his employees by writing them personal checks when they needed money before payday. This hack to bring flexibility to rigid paychecks laid the foundation for Ram’s next venture, Earnin, which aims to reinvent the way people get paid and liberate the over $1 trillion held up every two weeks in the payroll system. Using the app, people are able to access a portion of the wages they’ve earned anytime they want, without waiting for payday. Earnin currently helps people from more than 25,000 companies access wages that would have otherwise been held up in the pay cycle. Ram holds an MMS from the Birla Institute of Technology and Science and an MBA from Purdue University’s Krannert School of Management.

Pemo Theodore

Pemo Theodore is a Media Publisher & Event Producer and a great people connector.. She is Founder/CEO Silicon Valley TV which has served the San Francisco Bay Area for 11 years! She has produced Silicon Valley Events for Investors & Startups for 9 years. Pemo loves to video interview venture capitalists & founders to engage the human behind the success stories.. She has been Executive Producer of FinTech Silicon Valley for 5 years, organizing twice monthly FinTech talks & panels in San Francisco & Palo Alto. She believes in learning through a great discussion with experts in the domains. Pemo has a talent to bring the right people together and is an incredible networker. Pemo's events have been seen as supporting Venture Capitalists & Angels in sourcing great deal flow from startups who attend her events. Many founders have received funding through meeting investors at her events. Her favored medium is visual media and she has built up a great body of work of videos of panels & interviews in Silicon Valley.startup ecosystem.

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