Manish Joshi, VP Product Management MoneyLion:
Manish is a seasoned technology leader with over 17 years of experience including prior Director of Program Management role with Wealthfront and Senior Program Manager role with LinkedIn. My background ranges from working in a small-company environment of 50 to positions with Microsoft, Morgan Stanley, and IBM. Throughout my career, I have led cross-functional team efforts in shipping world-class products for web, mobile, and desktop platforms. My functional area expertise spans product management, program management, and engineering.
Shreyas Kumar, Chief Information Security Officer Deserve:
In the past he led payments security at Uber and prior to that the Security and Compliance strategy for Adobe Document Cloud. He is also an adjunct Professor of Computer Science at San Jose State University. Shreyas holds an MS degree in Computer Science from Texas A&M University, College Station where he currently serves on the External Advisory Board of the Department of Computer Science and Engineering. Shreyas holds multiple certifications including CISSP, CISA, HCISPP, PCIP and ISO 2701 Lead Auditor.
Steve Kirsch, CEO M10
M10 is a supplier of technology to banks enabling them to issue digital M0 and M1 money. Digital money issued by your bank is the future of money. We supply software to banks enabling them to modernize payments by issuing digital money to their institutional, corporate, and retail customers. This digital money is fungible with digital money issued by other M10 network members. This enables 24×7 payments that clear and settle instantly. Uses digital signatures to authorize payments (push and pull). Enables your authorized apps and/or devices to digitally sign requests on your behalf, with limits under your control. Your master private key(s) are secured in the secure enclave of your devices (or HSM) so malware cannot initiate payments without your express consent. Approve payments with a click or biometric (larger payments). No usernames/passwords required. Make local and cross border payments instantly at low cost. Hold money in multiple currencies (especially important if your native currency isn’t a G10 currency). Has a number of features very attractive to central banks and regulators. Eliminates need for traditional nostro accounts and correspondent banking. Subject matter experts say our approach is the best solution for digital money available today.
Ken Kruszka, CEO Snapcheck:
He is a FinTech and Mobile Payments pioneer, who holds the distinction of being the first person to send $1 around the world by mobile. In addition to being an accomplished executive, leader, and entrepreneur, Ken also advises early-stage companies looking to establish product-market fit and accelerate growth on a global scale (mentoring for UnBank Ventures, INV Fintech, Founder Institute, and MARL Accelerator). Ken leads SnapCheck in revolutionizing business-to-business payments: eliminating $50 Billion in costs, removing $20 Billion in fraud. Previously, as co-founder and CEO of m-Via, Ken grew the company into an industry-recognized leader in mobile financial services and brought the company to cash-flow positive before leading m-Via through an acquisition by Boom Financial. Ken is a Founding Member of the Faster Payments Council as well as a member of the Fed Improvement Project: Business Payments Coalition. Ken has recently been named a Top Innovator to Watch by Bank Innovation, a Top FinTech Innovator by Aspioneer, and a Leading Corporate Digital Transformation Innovator by Databird.
Sara Nofeliyan, Sr Manager Product Management Varo:
Sara is on a mission to help people make progress with their financial lives with over 6 years of experience in fintech product management. She currently leads growth products at Varo, the first neo-bank to obtain federal bank charter approval from the FDIC and focuses on engaging and growing the core customer segments that Varo provides invaluable, no-fee banking services to. Prior to Varo, she was the first product hire at Acorns, a micro-investment platform that allows millions to automatically invest any amount into a portfolio of ETFs. There she worked on everything from customer experience to broker-dealer tools from the ground up. During her time there the platform scaled to include several product lines and over 2 million users across the US. She holds a degree in Industrial and Systems Engineering from the University of Southern California and is actively learning about how behavioral economics can be applied to financial product design.
Josh Roy Head Open Innovation Bank of the West:
Josh had had the opportunity to lead the digital transformation agenda for Citigroup, BNP Paribas, BBVA & WorldPay FIS. He has deep domain expertise in payments, fintech and retail financial services. Thought leader and speaker on payments and commerce, risk management and fraud, consumer banking and wealth management. He has expertise in building channel partnerships and product alliances and has executed x-functional product launches and GTM programs at scale.
Jason Kumpf, Director of Strategic and Enterprise Partnerships OFX:
At the $110 Billion international FinTech OFX, Jason partners with Fortune 500, Financial Institutions, Financial Software, Banks, Accounting Firms and others to enable them to utilize the OFX global network to improve their international money transfers both internally and externally. For almost a decade years Jason has helped grow the international FinTech space, starting in blockchain and cryptocurrency and leveraging that success for other financial institutions. In addition Jason advises and consults companies looking to grow by leveraging creative new ideas and a unique global perspective. Jason has lived in over nine countries and helps other maximize the opportunities both in the Silicon Valley and internationally.
Moderator: Mark Crager, Founder/Managing Partner Next Stage Partners:
Mark is the Founder & Managing Partner at Next Stage Partners with a focus on bringing meaningful innovation from early-stage fintech companies to leading financial institutions and merchants. He has extensive payments industry experience with a proven track record of moving products from concept to commercialization in consumer and B2B environments. Prior to Next Stage Partners Mark held executive management roles at Visa working with merchants and financial institutions. He successfully launched a variety of P2P, prepaid, mobile and e-commerce products and platforms. Prior to Visa, Mark held a National Sales Manager position at Sony and launched new divisions for both Nestle and Johnson & Johnson in the consumer packaged goods space. He received his Bachelor of Science in Marketing from California State University, Chico. Mark is a Member Board Advisor with StartX, the Stanford University incubator for fintech startups, a Mentor at Plug & Play, the innovation accelerator and an Advisor to several payments technology companies.