Ram Palaniappan CEO/Founder Earnin #bankinnovation

Ram Palaniappan CEO/Founder Earnin Ram is a financial tech entrepreneur whose mission is to create products that make money work better for everyone. At his first company, Ram began helping his employees by writing them personal checks when they needed money before payday. This hack to bring flexibility to rigid paychecks laid the foundation for Ram’s next venture, Earnin, which aims to reinvent the way people get paid and liberate the over $1 trillion held up every two weeks in the payroll system. Using the app, people are able to access a portion of the wages they’ve earned anytime they want, without waiting for payday. Earnin currently helps people from more than 25,000 companies access wages that would have otherwise been held up in the pay cycle. Ram holds an MMS from the Birla Institute of Technology and Science and an MBA from Purdue University’s Krannert School of Management.

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Addi Regev Product Lead Growth, Risk, Support and UX Teams Varo Money #bankinnovation

Addi Regev, Product Lead Growth, Risk, Support& UX Teams Varo Money Addi has been building meaningful mobile products and successful product teams for most of her career, spanning all companies’ sizes, from small startups to fortune-500 companies. In her current role at Varo Money she supports the user research, design, risk, growth and customer operations teams in their efforts to grow Varo’s customer base efficiently and responsibly, understand the customers’ needs and support them in their journey to achieving financial health. She has a Bachelors degree in Occupational Therapy from Tel Aviv University in Israel, and an MBA from the Ross School of Business at the University of Michigan in Ann Arbor.

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Banking Innovation #bankinnovation

DISCUSSION: Steve Kirsch CEO Token; Alex Todorov Product Lead Risk & Support Teams Chime; Jeremy Kaufmann Principal Scale Venture Partners; Ram Palaniappan CEO/Founder Earnin; Addi Regev, Product Lead Growth, Risk, Support& UX Teams Varo Money; MODERATOR: Mark Crager Founder/Managing Partner Next Stage Partners 

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Karen Salay CEO/Founder StartUp Roll Call #cryptowomen

Karen Salay has over 15 years of experience selling enterprise software and doing sales/channels and marketing for startups. Her super power is helping companies clarify their go to market messaging and gaining traction. She started her career as a developer with Price Waterhouse which enables her to meld technology and business. She currently provides sales and go to market services for blockchain companies and is an advisor at the Berkeley Blockchain Accelerator and for several other companies. She is an entrepreneur at heart starting with Junior Achievement and previously founded a social media startup.

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